- Make Informed Spending Decisions
YNAB 4 features Cloud Sync, making it easier than ever to stay focused on your budget and always up to date by staying in sync wherever there's an internet connection. Why wait three days for your bank to tell you that some money's been spent? Use YNAB's iPhone or Android app to record your spending right there at the cash register. With super-fast transaction entry, you'll have entered the transaction before you've walked out the door.
Gain Total Control of Your Money
Stop living paycheck to paycheck, get out of debt, and save money faster with YNAB.
"10/10 - YNAB exceeds my expectations in many ways" -- Mac.AppStorm
"Most Popular Personal Finance Software: YNAB" -- Lifehacker.com
5/5 Stars - “I like You Need A Budget 4. A lot. ... Of all the personal financial software I've tried over the years, it rates among the best" -- About.com
One of "10 Personal Finance Tools You Should Use Now. " -- U.S. News & World Report
"YNAB is great stuff - it really is." -- CNN Headline Radio
•• Never heard of YNAB? ••
It's easy-to-use budget software paired with a powerful methodology.
For more info and free live classes, visit: YouNeedABudget.com
Praised across the internet as the "best budgeting software", You Need A Budget (YNAB) cuts to the chase with your finances. YNAB focuses you on the foundation of your finances: the Budget. Experience has shown that when your budget is intact, and functioning correctly, everything else takes care of itself (the bills are paid on time, retirement contributions are made, and unnecessary debt is eliminated).
The software is built around the YNAB Method, which is comprised of our Four Rules. These Four Rules help you break the paycheck to paycheck cycle, get out of debt, and save more money faster. Where other software packages tend to have years of feature creep, YNAB offers exactly what you need: a simple, straightforward system to manage your money. And YNAB offers fantasitic support, including video tutorials, free live budgeting classes, and an active supportive forum community.
••Cloud Sync - stay on budget everywhere••
Check balances and record transactions on the go with the free YNAB iPhone and Android apps. Install YNAB on all of your Macs (and even PCs!). They all stay up to date, all the time with Cloud Sync.
There's no more guessing when it comes to spending decisions. With your budget always up to date, whether on your spouse's iPhone, your Android, or at home on your Mac, you'll know in a moment that it's okay to head out to eat. Enjoying yourself is part of the plan*.
*That's a code word for 'budget'
••Get Off the Financial Roller Coaster••
YNAB lets you easily set aside funds for larger, less-frequent bills. $600 car insurance premium due in six months? Budget $100 each month into your 'Car insurance' category and watch the balance grow. When the bill is due, you pay it and everything is fine. What used to send you into financial "crisis mode" now doesn't phase you.
YNAB shows you what needs to happen *now* so you can handle what happens *next*. The quality of your spending decisions will skyrocket and you'll be managing your money better than you ever thought possible.
••Money Management Made Simple••
YNAB will happily import downloaded transactions in all the popular formats. It doesn't talk to your bank directly, but many of our customers find themselves ditching importing all together, or just using it to ensure they didn't miss anything. Their money awareness increases right along with their bank account balance. This is no chore! Most of our users spend less time managing their money than ever before. How? Scheduled transactions, an interface designed for fast entry, and mobile apps for entry on the go.
••Save More, Faster••
After one month, the median net worth increase for a YNABer is $200! After one month! After nine months, the median net worth increase is $3,300! The sky is truly the limit!
How is this possible? Most budget software asks you to guess a number on the 1st, inevitably leaving you to feel guilty on the 31st because you guessed wrong. YNAB is a new kind of budget - a flexible budget that helps you deal with overspending and makes it easy to save for your goals.
Check out our awesome, supportive community, and participate in one of our free live classes at YouNeedABudget.com
You Need a Budget 4 4.3.451.dmg
You Need a Budget 4